Ya know, I talk a lot about investing here on this blog. And although this isn’t some sort of financial website (or advice for that matter), and I’m certainly no expert in the field, it still manages to be one of my “go-to” topics to make content about.
And you may ask “why?” Why even give a fuck about investing, Nate? What’s that even gotta do with sittin’ around on the couch, like the lazy bastard you are, Nate? Isn’t managing an investment portfolio a lot of work, Nate?
Woah, slow down there. Easy, man. Let’s answer those questions one at a time.
First of all, yes, it’s true. I preach this “lazy mantra” and am all about leaving behind the life of a desk job and instead living the life of a couch potato. And it may seem quite hypocritical for me to go about talking about investing. Pssh, investing, yeah, like isn’t that something specifically reserved for those hardworking chumps on wall street?
Well yeah and uhh…no.
I mean, investing is something typically associated with those wall street bastards,sure, but I wouldn’t define what they’re doing as “hard work”. They make some guesses and watch and see what the numbers do. It’s really not that hard. And doesn’t take much of a genius or diligent person to do.
What I’m getting at here, man is investing is just about as “lazy money” as you can get.
I mean it’s literally just making money from your money. Your money works to earn you an income, so you don't have to.
So of course! Of course I’m going to talk about investing. It perfectly fits into the lazy mantra of minimizing effort and maximizing results. It’s all about passive income, baby!
I mean, that’s what you want, right? The ability to make a living without working a job? You want early retirement? A permanent vacation?
Look man, what I want to break through your head is that you don’t need a job for income. Yes, a job *can* be a stream of income, but it doesn’t need to be your sole stream of income. Ya dig?
The average millionaire has about a half dozen streams of income. And you know what I guarantee at least one of them is? In-fucking-vesting.
It’s all about passive goddamn income. The guys with all the money aren’t the ones schlepping 9 to 5. They aren’t the ones grinding their asses off. Oh no!
They’re the ones sittin’ back on the beach chair in their fancy yacht sippin’ margaritas. They’re the ones making a passive income, while the rest of us put in all the work.
Man, I’m telling ya hard work doesn’t make you rich. And if it did, well then you’d see the coal miners and railroad workers be the billionaires. But they’re not.
The actually billionaires though would like you to believe that YOU TOO can be rich one day if you work just hard enough to earn it, if you try just diligently enough. These guys are clowns. Absolute fucking jokes.
They literally spend all day not doing shit, reaping in loads of cash, and sit there telling us “oh yeah work hard, you’ll get there.”
Psh! As if! Dude, you gotta realize that anything you make at your job, I don’t care how prestigious it is, they’re only giving you scraps off the table. Believe me, if you’re making six figures, well then you bet your ass and a door knob that they’re making seven or eight figures to your name.
The real profit comes from investing. Heck even money you “save” in the bank is being invested. I mean look here, do you know what those banks do to make money?
It’s not like they just let your money sit in a vault and call it a day. C’mon now! They make money off YOUR money. They’re playing with your money in stock market bets and lending out loans to earn interest.
Then what? Then they give you a little tiny kick back in APY interest, which is the equivalent of a fraction of a fraction of a fraction off what they’re making off your buck.
“Work hard and save” is the mantra we’re all given from the early days of our childhood. The whole system is corrupt. [Education is deisgned to turn you into an obedient corporate little slave.]
They’ll teach you all about how a plant makes its own food through the process of photosynthesis and how to measure the circumference of a circle and what the newspaper headline was back in the 1800s.
But they won’t teach you in school is how to invest, how to actually *make* money…unless of course you go to college and take some courses, but guess what? Those are courses you’re paying for!
It’s crazy. All a college degree is is a piece of paper that says “Congratulations! You showed up for class.” Yet they sell it as some sort of ticket to your dream job.
It’s only once you’ve graduated that you realize that a college degree ain’t all it’s cracked up to be, and serves better as the most expensive sheet of toilet paper you’ll ever purchase.
Colleges act like their a gateway to some secret tome of wisdom and charge you up the wazoo for this supposed “exclusive access” to it.
But there’s no secret fountain of knowledge or tome of wisdom locked behind the university’s doors. Any information they could ever teach you in class is easily accessible from your pocket.
Take out your phone. You have Google. You have the Internet. You have access to the entire library of human knowledge that ever existed right in the palm of your hands.
But I’m getting off track here. I didn’t really want to get into a whole deep discussion on the corrupted education system, specifically. Not today anyway. Another time I suppose.
It all ties together though: the corporate system, the education system, the political system. It’s all one big machine to produce clones of hard workers, that all think and act the same.
Now the way to break out of it, the way to achieve true personal freedom, is to educate yourself. And I don’t mean go to school, clearly. There’s much you can learn outside of a classroom.
Class is just a mindless structure. Here’s a secret: if you’re still in school and wanna know how to get straight As--- You don’t really have to know things. You just have to know how to pass a test. That’s it!
But seriously, there are plenty of “drop outs” that made it big. Plenty of lazy bastards that dropped out of school and became rich and successful. There’s Henry Ford, Mark Zuckerberg, Walt Disney, Bill gates, and Steve Jobs--- to name just a few.
What did these guys do to make it there?
Did they work hard? Did they strive beyond their means to reach success?
You see, the people we know as billionaires didn’t work hard. They didn’t strive for anything.
What they did was embrace their laziness. What they did is learn how to minimize effort and maximize results.
And that’s the opposite! That’s the opposite of what the whole system is designed to get you to do. You’re brainwashed to believe that you must MAXIMIZE effort and will in turn maximize results.
But what happens? You come home after a full 40 hour plus work week, groggy-eyed, exhausted, look at your pay check and realize you have *barely* just enough to cover bills.
Huh! Shouldn’t you be a millionaire with the amount of effort you’re working?
I mean given if results are equal to effort then certainly by working your ass off all week, the results should be quite luxurious. But they’re not.
And you’re left living paycheck to paycheck, barely scraping by. [You’re literally A SLAVE, whose entire existence is to exchange labor for survival]. And that’s exactly what you’re doing!
You are giving it your best You are giving it your all. You are working painstakingly hard and for what?
Just enough money to cover a roof and groceries?
Man, I’ll tell ya. You gotta look at the people at the top. And the people at the top? Well, I’ll tell you what they AREN’T doing.
And they AREN’T doing the typical earning of a college degree and working through the whole long ass 40 year plus corporate job grind that’s expected of us.
What they are doing though is embracing their laziness. They learned how to minimize that effort and maximize their results.
And a lot of it came through investing. And when I say investing. I don’t mean just what you put in your stock portfolio or crypto wallet. I mean, that certainly helps go a long way.
But when I’m talking about investing I’m talking about investing in people. Investing in ideas.
Steve Jobs, for example didn’t “invent” the iPad, although he’s credited for it. What he did was invest in the right engineers with the right ideas to create the right product.
You see, it’s about learning how to invest what resources of time, money, and effort, you have into places that bring you value, a worthwhile return on your investment, that is.
When you do this, you’ve got to look at what you’re investing in right now. That’s right! We’re ALL investors in some fashion.
Maybe you’re not necessarily a connoisseur in the “market”, but no matter what you’re always “investing” something.
It could be time at a job. You “invest” your time and effort into earning that measly little paycheck. And something like that, well I think if you’re being frank with yourself really ain’t worth the “investment” dude. The ROI is shit, perhaps even negative.
Invest in yourself. Invest in things that matter, things that aren’t important. Stop investing all the time and effort you have into a job that barely afford you to put food on the table and a roof over your head.
You’ve got to be willing to be lazy. Break out of your corporate slave mind and become a procrastinator, man.
Let me ask you this: do you really, I mean *really* want to be working your whole life?
No, of course not. And neither did these billionaires, these big and successful people that dropped out of school and dropped out of the corporate grind.
Doing what is “expected” of you is not always the best path to take. It’s the people that decide NOT to follow the norm that ended up making bank. It’s the people that said “I’m not gonna work. I’m gonna get other people to do it. I’m gonna get my money to do it.”
Anyone who si rich has learned this secret. And by all means, it doesn’t happen overnight. [This isn’t the lottery.] It’s a slow n’ steady process to get rich and achieve your life of freedom.
Just be patient, invest in the right places. Find valuable people, valuable ideas.
I mean ‘cause ultimately what makes a stock price grow? Valuable ideas that are executed well. And how are they executed well? By the company choosing to hire (and invest in) the right people to make it happen.
Stop investing in places with shitty returns, like your boring desk job that offers a shitty paycheck and little to no benefits. Invest instead in places that offer value. It’s something you learn when you decide to skip class and educate yourself.
Your investments will grow and you’ll get to where you want to be….eventually!